Understanding PIP Insurance

Answer:

When they’ve been hurt in an automobile accident, people often ask how they will get their bills paid. In Florida, you are required to have what is known as Personal Injury Protection insurance. That’s known as PIP insurance. It’s also known as no fault insurance, and you’re required to have it if you own and operate a motored vehicle. When you get hurt, that is the first line of insurance that pays your medical bills. It will pay 80% of your medical bills, up to $10,000. There are deductibles that you can purchase as well. We don’t recommend that but you can purchase PIP insurance with deductibles. We also urge people to purchase what’s known as medical payments or medpay insurance, which picks up the other 20% up to the limits that you purchase. That’s how the first line of insurance works to help pay your medical bills that you’ve incurred in an automobile accident case. If you’ve got that situation where you’ve been hurt in northeast Florida, that’s Nassau County where we practice and Duval County as well, or the outlying northeast Florida counties or southeast Georgia, call us. We’ll sit down. We’ll go over things and see how best we can help you.